BEST BUSINESS CREDIT CARDS WITH NO ANNUAL FEE IN 2024

Credit cards are very useful for individuals for various purposes, and different kinds of credit cards solve individual/ personal wants. We are going to briefly look into business credit cards with no annual fees. If you are the type that doesn’t spend much money on your small business. However, you may want to look into a business credit card with no annual fee.

Therefore, the best of all these credit cards is the BMO AIR MILES NI-FEE BUSINESS MASTERCARD.

Learn More:  8 Best Credit Cards for Beginners To Use and Earn Rewards

SUMMARY OF THE BEST BUSINESS CREDIT CARDS WITH NO ANNUAL FEE.

 

CATEGORY	CREDIT CARD	WELCOME BONUS
Best annual fee business Credit card	BMO AIR MILES No fee Business MasterCard	1,000 bonus miles(terms)
Best no annual fee American Express credit card.	American Express Air Miles Gold Business Card	Up to 150 bonus points(terms).
Best no annual fee cash back business credit card	BMO Cash Back Business MasterCard	10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for the first 3 months (terms).

 

1. Best no annual fee business credit card

BMO AIR MILES  No-Fee Business Master Card

Annual fee	Welcome Bonus	Annual rewards
$0	$127	$154

 

Pros:

1. Earn 1 mile per $20 spent on all purchases.
2. 25x the miles at shell

• 1000 bonus Air Miles

Cons:

1. Only includes 2 types of insurance
2. Lower rewards compared to other no-fee cards

The title of the best no annual Business credit card belongs to the BMO AIR MILES No-Business MasterCard.

1. 1 mile per $20 spent on all purchases
2. 25 miles per $20 spent at Shell.

That translates to a return of 0.635% on all purchases. However, it will increased to 0.79% at Shell stations.

Like other no-annual-fee credit cards, there isn’t much else in terms of benefits. However, with the card offering a basic extended warranty and purchase protection, But the rewards are among the best when it comes to no-fee business cards.

Learn More:  8 Best Credit Cards for Beginners To Use and Earn Rewards

2. Best no annual fee American Express business credit card.

Pros:

1. Earn up to 1 mile per $15 spent on purchases.
2. 150 Bonus Air Miles.

Cons:

1. Lower Amex acceptance
2. Lower rewards compared to other no-fee cards.

American Express has its own no-fee business credit card to look at with the American Express Air Miles Gold Business Card.

Another Air Miles Credit card is what you will earn for rewards.

1. 1 mile per $15 spent at Air Miles partners
2. 1 mile per $20 spent on all other purchases

If you find yourself shopping at Air Miles Partners, you will earn even more rewards there.

3. Best no annual fee cash back business credit card

BMO CASHBACK BUSINESS MASTERCARD

Annual fee	Welcome bonus	Annual Rewards
$0	$160	$207

 

Pros:

1. Up to 1.75% cash back on purchases
2. 10% Cashback on gas, office supplies, and recurring cell phone /internet bills for the first 3 months.

Cons :

1. Only earns 0.75% cash back on non–category purchases
2. Only includes 2 types of insurance.

There is an excellent cash-back business credit card with no annual fee BMO CashBack Business Mastercard.

Here is what you will get for the cash back on your purchases

1. 75% cash back at shell
2. 5% cash back on gas, office supplies, and cell phone /internet bulls.

• 75% cash back on all other purchases.

Therefore, this card will earn you plenty of cash back on a variety of different business expenses.